Individual Insurance
BCI Group offers insurance for individuals. Our experts can provide you and your family with life, health, disability, and long-term care. We have a variety of insurance plans available to help you find the coverage you need at a price that fits your budget.
Individual insurance is a growing need as the workforce continues to shift. You have a number of options whether you are self-employed, between jobs, a student, part-time employee, or cannot get group insurance for some other reason. We can help you choose the best plan for your unique needs.
BCI Group's dedicated professionals can guide you through the process of finding the best insurance for you and your family. We believe in developing solutions that fit your specific needs. As an independent insurance group, we are able to offer products from all major insurance carriers.
Individual insurance options include:
- PPOs (Preferred Provider Organization): These affordable individual health insurance plans provide coverage with any health care provider.
- HMOs (Health Maintenance Organization): These are one of the most affordable health plans available and they offer comprehensive coverage. Also known as EPOs (Exclusive Provider Organization). Services can normally only be accessed at these "contracted" providers.
- Health Savings Account (HSA) Plans: The HSA is a tax-free savings account where you save money to pay for routine medical expenses. It's paired with an inexpensive, high-deductible plan for catastrophic coverage.
- Short Term Medical Plans: These are solutions for people wanting coverage for days, weeks, or months. You choose the time that is best for you and pay only for the time you need.
- Dental Plans: Dental coverage available to individuals and families.
- Medicare Supplements (Medigap): These are the traditional plans and can be used to supplement Medicare Parts A and B. They help pay for costs and services that Original Medicare doesn't cover.
- Medicare Advantage Plans: Like Medigap plans, these plans help pay for costs and services that Original Medicare doesn't cover. Medicare Advantage plans are offered through private insurance companies and can be PPOs, HMOs or PFFS. The plans are available with or without Part D prescription drug coverage.
Call us at 866-609-1900 to learn more about how BCI Group can help you meet your individual insurance needs.
